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These guys really want to sell you a seminar package, but the bits of advice they offer along the way to entice you to sign up are worthy of mention. You can take the "Spending personality self-test" to determine the seriousness of your financial state before you make a commitment to attempting to better your financial status by rushing to a seminar. Little tips to help people from any income bracket are updated frequently. The site is somewhat sparse being mostly graphic-free. Miserly, but moderately useful.

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